If you want to file for Social Security disability, you need to know what you qualify for...
- Burke Barclay
- Aug 4, 2023
- 2 min read
Have you worked enough? -This would entitle you to Social Security Disability Insurance benefits (SSDI).
Have there been extended periods when you did not work? -You may only be able to qualify for Supplemental Security Income (SSI) benefits. If this is the case, we'll need to look at your assets and household income.
Did you have a spouse that died? Did you have a parent that was on disability prior to you turning 18?
That's right, there are numerous Social Security disability benefits you may qualify for and not even know you could.
All of these issues come into play, and you may be qualified for one or more of these benefits.
Here's another wrinkle...do you know when your work credits expire? -This is important to know when you must establish when you became disabled.
Have you been working, but maybe below the statutory amount to allow you to continue to work but still file for benefits? Or did you earn too much money, and you'll have to establish you were disabled much later than you though you would?
Do you know that there are limits to how much income you can earn at the same time and still file for Social Security disability benefits?
Did you also know that there are different rules for approval for claimants above the age of 50, and the rules change again for those 55 years-old and older? The older you get, sometimes it's easier to get on disability than if you were considered a younger person.
Did you know that if you are on SSI and you reach the age of 62, SSA will kick you off that program and expect you to take early retirement? In other words, did you know that there are special rules governing SSI and those that receive those benefits? If there is another federal benefits program you are eligible for, you must stop your monthly SSI payments and qualify for the other program.
Did you also know that SSA takes into consideration your last 15 years of work, as well as the skills you learned at those past jobs? This is especially important for anyone filing for disability older than 50.
Confused? -Join the crowd.
The Social Security disability system is extremely confusing, and if you make a mistake, you could be stuck with your original decision/mistake.
You should let an experienced disability attorney discuss your case before filing for benefits.
We are here to help. Please feel free to call our office at: (888) 780-9125.
Comments